미국 기준금리 히스토리(2021–2026)

연준 의장워시대통령트럼프

9월 의사록: 위원들은 연내 추가 인상 가능성을 시사, 시점은 미정.

원문(영어) “In the meeting just concluded, the FOMC decided to raise the target range for the federal funds rate by a ¼ percentage point to 3¾ to 4 percent, in support of the Federal Reserve’s dual mandate.”

• FedMinutes of the FOMC, September 15-16, 2026
• CNBCFed officials see another hike coming, but no sign as to when, minutes show
• APFed officials believe another interest rate hike may be in order this year

연준 의장워시대통령트럼프

잭슨홀에서 워시, 물가 목표 달성 확신 전까지 경계 강조 — 인상 가능성 시사.

원문(영어) “Here is my standard: We must be confident that underlying inflation is moving to our objective, clearly and at sufficient speed.”

• ReutersWarsh signals Fed may need to hike rates if above-target inflation persists
• CNBCFed Chairman Warsh warns on inflation at Jackson Hole
• APWarsh raises stakes for Fed's next meeting: takeaways from Jackson Hole

연준 의장워시대통령트럼프

중동 분쟁으로 불확실성 높음, 에너지 등 공급 충격으로 인플레이션 높음. 12-0 만장일치 동결.

원문(영어) “As you saw a few moments ago, the Committee decided to maintain the target range for the fed funds rate at 3½ to 3¾ percent, in support of the Fed’s dual mandate.”

• ReutersWarsh kicks off Fed chief era with sweeping review as rates remain unchanged
• CNBCFed holds rates steady, pares down statement to remove cutting bias
• APFederal Reserve policymakers show support for rate hikes as Warsh reins in guidance

연준 의장파월대통령트럼프

인플레이션 상승, 일부는 글로벌 에너지 가격 상승 영향. 동결, 완화 편향 문구에 3명 반대. · 반대표: Miran cut; Hammack, Kashkari, Logan against easing bias

원문(영어) “Today, the FOMC decided to leave our policy rate unchanged.”

• ReutersFed holds rates steady, but board vote is most divided since 1992
• CNBCFed holds rates steady but with highest level of dissent since 1992
• APPowell to remain on the Fed board after chair term ends

연준 의장파월대통령트럼프

1월 의사록: 정책 방향을 두고 위원 간 이견, AI의 경제 영향도 논의.

원문(영어) “In support of our goals, today the Federal Open Market Committee decided to leave our policy rate unchanged.”

• ReutersFed minutes show officials grappling with policy split, impact of AI on economy
• CNBCFed minutes January 2026
• FedFOMC minutes (Jan 27-28, 2026)

연준 의장파월대통령트럼프

잭슨홀에서 파월, 위험 균형 변화가 정책 조정을 '정당화할 수 있다'고 언급.

원문(영어) “Nonetheless, with policy in restrictive territory, the baseline outlook and the shifting balance of risks may warrant adjusting our policy stance.”

• FedSpeech by Chair Powell (Jackson Hole)
• CNBCPowell indicates conditions 'may warrant' interest rate cuts
• APFed's Powell signals both openness to rate cuts and caution in key speech

연준 의장파월대통령트럼프

동결. 불확실성은 줄었지만 여전히 높음.

원문(영어) “In support of our goals, today the Federal Open Market Committee decided to leave our policy interest rate unchanged.”

• ReutersFed keeps rates steady but pencils in two cuts by end of 2025
• CNBCFed holds key rate steady
• APFed leaves rates unchanged but still expects 2 cuts this year

연준 의장파월대통령트럼프

관세 발표 후 시장 급변. 3월 의사록은 물가 상방·성장 하방 위험을 지적.

원문(영어) “In support of our goals, today the Federal Open Market Committee decided to leave our policy interest rate unchanged.”

• ReutersFed minutes show broad sense US risks tilted towards higher inflation, slower growth
• APFederal Reserve could be in 'difficult' spot with higher prices, slower hiring
• FedFOMC minutes (Mar 18-19, 2025)

연준 의장파월대통령트럼프

1월 의사록: 관세 등 정책 변화가 물가를 자극할 수 있다는 우려.

원문(영어) “In support of our goals, today the Federal Open Market Committee decided to leave our policy interest rate unchanged and to continue to reduce our securities holdings.”

• ReutersPotential impact of Trump policies stirring inflation concerns at Fed, minutes show
• CNBCFed officials worried about tariffs' impact on inflation, minutes show
• FedFOMC minutes (Jan 28-29, 2025)

연준 의장파월대통령바이든

9월 의사록: 50bp 인하에 '상당수 다수'가 찬성했지만 이견도 존재.

원문(영어) “Today, the Federal Open Market Committee decided to reduce the degree of policy restraint by lowering our policy interest rate by ½ percentage point.”

• ReutersA 'substantial majority' of Fed favored large cut in Sept, minutes show
• CNBCFed officials were divided on whether to cut by half a point, minutes show
• FedFOMC minutes (Sep 17-18, 2024)

연준 의장파월대통령바이든

잭슨홀에서 파월 '정책을 조정할 때가 왔다' — 9월 인하 신호.

원문(영어) “The time has come for policy to adjust.”

• FedSpeech by Chair Powell on the economic outlook (Jackson Hole)
• CNBCPowell: 'The time has come for policy to adjust'
• ReutersKey quotes from Powell's speech at Fed's Jackson Hole conference
• APWall Street rallies as 'time has come' for cuts to rates

연준 의장파월대통령바이든

인플레이션 '완만한 추가 진전'. 동결.

원문(영어) “Today, the FOMC decided to leave our policy interest rate unchanged and to continue to reduce our securities holdings.”

• ReutersFed holds rates, projects fewer cuts in 2024
• APFederal Reserve envisions just one rate cut this year
• CNBCCNBC Daily Open: Fed signals just one rate cut

연준 의장파월대통령바이든

3월 의사록과 끈적한 물가 지표로 디스인플레이션 확신이 약화.

원문(영어) “Today, the FOMC decided to leave our policy interest rate unchanged and to continue to reduce our securities holdings.”

• ReutersFed's 'confidence' in disinflation not bolstered by recent data, minutes show
• CNBCFed wants more confidence that inflation is moving toward 2% target, minutes indicate
• APFederal Reserve minutes: Some officials highlighted worsening inflation

연준 의장파월대통령바이든

1월 의사록: 너무 이른 인하를 경계. 3월 인하 기대가 후퇴.

원문(영어) “Today, the FOMC decided to leave our policy interest rate unchanged and to continue to reduce our securities holdings.”

• ReutersFed worried about cutting rates too soon, minutes of January meeting show
• CNBCDollar edges down as Fed meeting minutes meet expectations
• APFederal Reserve officials caution against cutting US interest rates too soon or too much

연준 의장파월대통령바이든

성장 둔화, 인플레이션 완화되었으나 여전히 높음. 동결과 함께 점도표에서 2024년 인하 시사.

원문(영어) “We’ve raised our policy interest rate by 5¼ percentage points and have continued to reduce our securities holdings at a brisk pace.”

• ReutersWith rate hikes likely done, Fed turns to timing of cuts
• CNBCFed holds rates steady, indicates 3 cuts coming in 2024
• APFederal Reserve minutes: Officials saw inflation cooling but were cautious about timing of rate cuts

연준 의장파월대통령바이든

9월 FOMC 의사록 공개. 장기금리 급등 속 연준은 추가 인상 여부를 '지켜보는' 국면.

원문(영어) “The Committee decided to raise the target range for the federal funds rate to 5-1/4 to 5-1/2 percent.”

• FedFOMC minutes (Sep 19-20, 2023)
• CNBCFed minutes October 2023
• ReutersFed's Waller: Fed can 'watch and see' if further hikes needed

연준 의장파월대통령바이든

잭슨홀에서 파월 '필요하면 추가 인상할 준비'. 10년물 금리는 2007년 이후 최고권.

원문(영어) “We are prepared to raise rates further if appropriate, and intend to hold policy at a restrictive level until we are confident that inflation is moving sustainably down toward our objective.”

• FedSpeech by Chair Powell on the economic outlook (Jackson Hole)
• CNBCFed Chair Powell calls inflation 'too high' and warns that 'we are prepared to raise rates further'
• APEconomy's solid growth could require more Fed hikes to fight inflation, Powell says at Jackson Hole
• ReutersFed's Powell: higher rates may be needed, will move 'carefully'

연준 의장파월대통령바이든

10회 인상 후 첫 동결. 점도표는 연내 2회 추가 인상을 시사.

원문(영어) “Looking ahead, nearly all Committee participants view it as likely that some further rate increases will be appropriate this year to bring inflation down to 2 percent over time.”

• CNBCFed pauses rate hikes, sees two more ahead this year
• APFed Chair Powell sees progress on inflation, though not quickly enough
• FedFOMC statement

연준 의장파월대통령바이든

3월 의사록: 연준 스태프가 은행 위기로 연내 '완만한 경기침체'를 전망.

원문(영어) “Inflation has moderated somewhat since the middle of last year, but the strength of these recent readings indicates that inflation pressures continue to run high.”

• APBank turmoil led Fed officials to forecast fewer rate hikes
• ReutersSeveral Fed officials considered rate pause in March, minutes show
• CNBCFed expects banking crisis to cause a recession this year, minutes show

연준 의장파월대통령바이든

영국 국채 발작, 9월 CPI 8.2%로 고물가 지속

원문(영어) “Today the FOMC raised its policy interest rate by ¾ percentage point, and we anticipate that ongoing increases will be appropriate.”

• FedFOMC statement, September 21, 2022
• FedMinutes of the FOMC, September 21, 2022
• FedPress conference transcript, September 21, 2022

연준 의장파월대통령바이든

잭슨홀 연설: 물가 잡으려면 고통 감수, 시장 급락

원문(영어) “Reducing inflation is likely to require a sustained period of below-trend growth.”

• FedPowell, Jackson Hole remarks
• FedFOMC statement, July 27, 2022
• FedMinutes of the FOMC, July 27, 2022
• FedPress conference transcript, July 27, 2022

연준 의장파월대통령바이든

3월 CPI 8.5%, 파월 "5월 50bp 인상 논의 가능"

원문(영어) “Today, in support of these goals, the FOMC raised its policy interest rate by ¼ percentage point.”

• FedFOMC statement, March 16, 2022
• FedMinutes of the FOMC, March 16, 2022
• FedPress conference transcript, March 16, 2022